EPF Rules Currently Used
Rule Version: 2025-10
Effective Wages: From Oct 2025
Last Verified: 26/07/2026
Official Source: KWSP Jadual Ketiga ↗
Malaysian EPF (KWSP) Guides
Practical guides written in simple language for employees, employers, HR teams, and payroll staff.
How EPF Contributions Are Calculated in Malaysia
Step-by-step guide explaining Third Schedule wage bands, percentage rounding, and wage thresholds.
Read Full Guide →EPF vs KWSP: What Is the Difference?
Explaining the naming terminology — Employees Provident Fund vs Kumpulan Wang Simpanan Pekerja.
Read Full Guide →EPF Contributions for Foreign Workers (October 2025 Rules)
Comprehensive breakdown of mandatory 2% / 2% contribution requirements for non-Malaysian employees.
Read Full Guide →EPF Accounts Structure Explained (Persaraan, Sejahtera, Fleksibel)
Detailed overview of 75% / 15% / 10% account allocation rules and withdrawal purposes.
Read Full Guide →