Official Primary Sources
All calculations on EPF-Calculator.my are derived strictly from official statutory publications.
EPF Act 1991 (Act 452) — Third Schedule (Jadual Ketiga)
Publisher: Government of Malaysia / KWSP
The statutory source of truth containing exact Ringgit contribution amounts for monthly wages up to RM20,000.
Visit Official Portal (kwsp.gov.my) ↗KWSP Employer Contribution Overview & Schedules
Publisher: Employees Provident Fund Malaysia
Official guidance on 13% vs 12% employer rates for wages below and above RM5,000 threshold.
Visit Official Portal (kwsp.gov.my) ↗KWSP Guidance for Non-Malaysian Employee Mandatory Contributions
Publisher: Ministry of Finance / KWSP
Mandatory 2% employee + 2% employer EPF contribution framework for foreign workers effective 1 October 2025.
Visit Official Portal (kwsp.gov.my) ↗Official Reference & Source Citation
Publisher: Employees Provident Fund (KWSP Malaysia)
Document / Schedule: EPF Act 1991 — Third Schedule (Jadual Ketiga)
Effective Date: October 2025 wages onwards
Last Checked by EPF-Calculator.my: 26/07/2026
Official Source Link: Visit Official KWSP Portal (kwsp.gov.my) ↗